Money Management
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How to achieve financial independence and retire earlier!
Would you like to wake up anytime, travel anywhere and do whatever you want without worrying about work? Sounds like a dream right? How can you make it a reality? What’s stopping us from quitting working hard for money, achieving financial independence and go live our dream life? Find out
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This is one simple way to maximise your CPF
In this short article, we will share 1 method you can do from now till age 55 in order to maximise your CPF. We will then share what you can do from 55-65 years old to maximise your retirement nest. We provided some numbers to substantiate our beliefs. Here’s 2
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Your Bite-Sized Guide to CPF LIFE
In our bite-sized guide to CPF LIFE, we will introduce what CPF LIFE is about. In the following article, we will share how you can maximise it to your advantage. So what is CPF LIFE? The LIFE in CPF LIFE stands for Lifelong Income For the Elderly. It works like
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The difference compounding interest can make to your CPF SA
In our previous article, we shared that you could save between 24% – 89% of your tax paid by doing a CPF cash top up into you or your loved ones’ CPF Special Accounts (SA). Today, we shall explore the other effects of the cash top up into your CPF
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How does CPF Contributions work
This blog post is used to augment one of our previous blog as we did a comparison on how your CPF SA could be doubled if you could afford to contribute an additional $7,000 as CPF cash top up into your CPF SA. Here, we use Jack, our 28-year-old example, to
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How you can reduce 24% of your tax, legally!
Slightly more than half the year has gone and it is about time to review my annual financial plan. This is usually the time to consider budgets, cashflow and some tax planning for the remaining months of the year. So recently, I made a trip to one of the CPF
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7 Ways to Reduce Your Expenses Without Sacrificing Your Great Lifestyle
There are many articles online that teaches you how to save money, but most of them requires a certain level of sacrifice. In this article, we will find out that with a little effort, it is indeed possible to reduce your expenses, without having to sell your car or cut
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5 Things Your Financial Advisor Won’t Tell You
With a myriad of investment options available in the market, it might sometimes be tough to sieve through the junk to find those that are truly valuable to your portfolio. In a situation like this, a good financial advisor can help increase your investment returns and protect your money from