Own US property for rental income. From anywhere in the world.
We're Han and Tracy, two engineers who built a US rental portfolio from Singapore without ever living there, and left our jobs in our 30s. Now we teach you how to do it yourself.
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We won't buy a house for you. We'll teach you to buy your own.
When we were buying our first US rental, there was no one to call for help when US agents and companies didn't know how to work with, or close deals with, remote foreigners. So we figured it out, one mistake at a time.
Once our rentals replaced both our salaries, we left our corporate jobs in our 30s, bought a campervan and spent months road-tripping across the US, with plenty of other travels along the way. And people kept asking us the same thing: "Can you teach us how you did it?" So we started teaching.
Now we teach everything we learned: how to pick a market, evaluate deals, navigate the purchase process and manage remotely, all from home. You choose the properties. You own them. When something goes wrong, you're educated on exactly what to do.
Think of it as learning to fish, not being handed one.
What we believe
How it works
Start free
Our free 6-part course introduces US rental property and why we chose the US.
Learn the full system
The Masterclass walks you through every step: choosing a market, analysing deals, setting up your team and buying remotely.
Buy US houses independently
You make the decisions and own the property. Masterclass students can also join our one-on-one coaching if they'd like us beside them for their first deals.
Why the US works for foreign investors
Same rights as locals
Foreigners can own 100% of the land and house, and buy and sell freely with no extra restrictions. No visa, green card or local partner needed.
Loans without salary requirements
US lenders approve loans based on the property's rental income, not your personal income. So there's no age limit, and no limit on how many loans you can take. You can also fix your interest rate for 30 years and not worry about rates going up.
Net positive rental cashflow
In the right markets, the rent covers the mortgage and all the costs, with money left over every month.
Earn in a strong currency
Your rent comes in US dollars, the currency most of the world's central banks hold in reserve.
Strong rental demand
More than 1 in 3 US households rent their home. That's consistent competition for rental homes that you don't find in most other countries.
No penalty for scaling up
No extra stamp duty or higher taxes when you buy your 2nd, 3rd or 100th property, even as a foreigner. The rules stay the same as you grow.
Two tired engineers, stuck in the Singapore rat race
We were Physics and Electrical Engineering grads from NUS. Nothing to do with finance, and no Dean's List either.
For over a decade, we worked 8.30am to 6pm, every weekday, in an office. Even while on leave, the work chats followed us.
By our 30s, we had a sinking feeling that life was passing us by. If nothing changed, we'd wake up one day too old for the things we actually cared about: travel, family and protecting the environment.
We'd read Rich Dad Poor Dad. We'd watched YouTube videos on US property investing: freehold houses under US$200K, rental yields above 12%. Local investors in the US were literally playing Monopoly in real life. But we told ourselves what most Singaporeans believe:
"Surely you can't buy properties in the US unless you live or work there."
We were wrong.
We'd never even done the research. So for almost 3 years, every night after work, we dug into how to invest in US property remotely, something no one we knew had ever done.
In 2020, we finally pulled the trigger. A US$51,000 house, bought from our home in Singapore. It was in rough shape, so we put in US$30,000 of renovations: new roof, floors, paint, cabinets, the works. (To be honest, we overpaid. Call it our tuition fees.)
Sounds good? That isn't even the best part. Here's the magic.
Instead of selling, we borrowed against the house's new value. At a valuation of US$195,000, the bank lent us 60%: US$117,000.
Think about that. We spent US$81,000 to buy and renovate the house, and the bank handed us back US$117,000, without us selling it.
We still own the house. We still collect the rent. We still benefit from appreciation. Yet we got all our money back, and more.
And because the rent comfortably covers the mortgage and every expense, the house cost us nothing, and still pays us every month. Not clickbait. Not a typo. Those are the books.
Then we used the money the bank gave us to buy the next house. And the next. Today, the system runs on repeat, and our homes pay us while we travel and sleep.
If two tired, average-salaried engineers from Singapore can do this, why can't you?
Start with the free 6-part courseInvestors like you, already doing it
See all results"If you've wondered whether it's possible to invest in US real estate from abroad, I can confidently say yes, it is."
ShihjiaTechnical Service Specialist"They provided me smart, strategic guidance at every step of buying my first investment home in a new state."
Nancy ChengGeneral Manager, Printec-HT"Han and Tracy are right: good property investments need both leverage and cashflow. It's not about selling a future hope and dream. It's about making money here and now."
EffieLawyer in real estate practice
Q&A
Can a foreigner buy property in the US?
Yes. Non-US citizens can own US homes outright, in their own name or through a US company, with no visa, green card or local partner.
Do I need to visit the US to buy property?
No. Closings can be done with e-signatures, bank transfers to a title company, or an apostille or notary in your home country when a lender asks for one.
Can I get a US mortgage as a foreigner?
Yes. US lenders can approve loans based on the rent the property earns. It does not require your salary, US residence, nor any US credit history or loans you already have.
How much do I need to start?
Solid single-family rentals in cashflow markets can be found under US$200,000. Your down payment and reserves depend on whether you pay cash or take a loan.
Do you sell properties or invest for me?
No. We teach you how to find, buy and run your own US rentals, so every decision and every property is yours.
Who looks after the tenants?
A local property manager. Your job is to choose them well and keep an eye on their work, like a business owner.
Start with the free 6-part course
An introduction to US rental property and why we chose the US. Bite-sized, free, and yours today.
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